Car Accident Attorney – What If I Miss Time From Work?

How A Car Accident Attorney Can Help With Lost Wages

Understanding what to do after being in a bad car accident can we very hard. A car accident attorney can help with getting you lost wages. One way to get some lost wages is through PIP.

The PIP (Personal Injury Protection) benefits, which are a part of your auto policy, will pay 60% of your gross wages. For example, say your earn $100 for a day’s wage. Then you pay $27 dollars to Uncle Sam towards taxes. Then your take home is $73. Your take home pay is “Net Pay” and the $100 is your “Gross Pay”.

So in this example, your PIP will pay you $60 (60% of $100) provided that your PIP adjuster is documented with two things:

  1. Proof of your earnings, typically by submitting a form completed by your employer stating your past 13 week’s earnings. However, in the event you are self employed, then proof of earnings may be documented with either tax returns or bank statements.
  2.  A “doctors disability slip”, indicating the time off  you need or require is mandatory. You cannot take yourself off work.  A physician must do it, in order to make PIP adjuster issue a lost wage check.

 Your auto insurance adjusters should issue the “lost wage check” to you, every two weeks. Finally, it would be easier for you for a car accident attorney can handle this process for you.

In Other Cases

Unless you have a short term disability policy or other “AFLAC” type disability policy, you generally are not going to be paid for your lost wages at or near the time of the actual loss.

You will have to wait until your case is settled or resolved following trial and we actually dollars from the defendant.  Part of those settlement dollars represent your lost wages and are generally collected a long time after the actual days you missed work.

Indeed, a defendant is counting on this, hoping the financial pressure on you becomes so heavy that you will minimize your days off or even quit going to the doctor and go to work, both of which “de-value” your case, in favor of a defendant.  Isn’t that evil!

Check out the video on this for a brief explanation. Contact us with any questions.