An Experienced Car Accident Lawyer
We Will Fight Tirelessly for Your Right to Fair Compensation
It’s a little difficult to see, but watch the van get T-boned at an intersection in downtown Jacksonville in the upper left corner of the above video. The significance of this footage was that the offender immediately started to back up and relocate his vehicle, which then created a difference of opinion on how the collision took place. Good thing we had a video.
This is an actual client’s case that our car accident lawyer handled at The SOUD Law Firm. The crash doesn’t seem that bad, you think? It may not look like it at first glance. However, the driver and his wife (both in their 40s) had neck fusion surgery about six months later.
Call Our Team Quickly After Your Accident
Pro tip: don’t wait; lawyer up. We need to discover whatever evidence we can. Many people just don’t tell the truth anymore, especially when they make a mistake. Fortunately, as with most cases, we resolved this T-bone accident without a trial. If you’ve been searching for a “car crash attorney near me,” you’ve come to the right place. Allow The SOUD Law Firm to help you as we helped this couple and many more like them.
7 Legal Generalities Our Car Accident Lawyer Sees
1. Injuries Vary From Crash to Crash
There are varying degrees of human body damage after crashes. Delaying hiring a legal team is problematic because evidence fades. We often do not know the full extent of human body injury until months afterward. By then, evidence evaporates. Eyewitnesses forget important information. Security cameras overwrite themselves when their hard drive becomes full, typically occurring between a week and 30 days.
2. Emotions Run High
I see people bounce between two ends of the emotional spectrum after a crash. Embrace the idea that there may be an “ebb and flow” to a person’s emotional status following a Motor Vehicle Accident (MVA). Some days a person may feel like “Oi. Live and let live.” And on the other end of the spectrum is the “hyper-aggressor.” At this point, the person’s physical and emotional pain is so intense, they just want it to stop, and “there’s HELL to pay for what this car accident has done to me!”
3. Financial Stresses Also Run High
Economic stressors don’t help matters, especially if medical bills arrive in the mail or bill collectors call.
4. The Pain Can Become Discouraging
Pain is incessant. Like the slow drip of water torture, it can drive you insane before too long. Pain causes suffering, which can eventually make you feel like your life is eroding. Well, it’s not. We need to nip this in the bud. Things will tend to level out, and the reality sets in that:
- You did not have a target on your back.
- You are not being singled out.
- You have to fight (or hire a personal injury attorney to fight for you) to avoid being taken advantage of by an insurance industry rigged against you.
5. Insurance Companies Won’t Treat You Fairly
Insurance companies are set up to make money. They collect your premiums and put them into investments that yield high returns, like stocks. The longer the investment, the better the returns. When you ask them to pay a claim, you’re asking them to sell their investment, which is not something they want to do.
Nearly all major auto insurance companies live and profit by holding onto policyholders’ money. The premiums they collect are less than the number of claims they pay. However, the interest earned on the investments not only makes up the difference between premiums collected and claims paid, but it earns the insurance company a tidy profit.
In my career, I have witnessed the behavior of the claims offices of insurance companies change, clearly dependent on how the economy and markets are doing. If the economy is bad and the stock market is weak, management sends down a notice to the claims office with a loud bullhorn saying, “quit paying claims.”
6. You Eventually WIll Need a Car Accident Lawyer
It’s only a matter of time. Before too long, sooner or later, most folks conclude that they need to lawyer up just to get the basic, fair and reasonable solution you and I know they deserve. And it becomes a fight. Why is that? In a word, adjusters. Adjusters are those people who work in the claims office. They are “adjusting” a claim. These are people who wake up in the morning, brush their teeth, comb their hair and go to the office where their job is not to pay you.
They receive raises and promotions based on how well they don’t pay you. So here you are every month, paying your premium to the insurance company, who, without hesitation, accepts it every single time. Yet, the second you try to make a fair and reasonable claim, you receive resistance, accusations and slanderous talk to make you feel like you are an advantageous, sue-happy lunatic.
Of course, most adjusters don’t start this way. Most will be “professional” to you on the first few calls, acting accommodating and almost overly pleasant. But make no mistake: Their effort here is to document their file with everything they need to ensure they pay you as little as possible. And once that task is complete, this individual will have as little to do with you as possible, because they need to move on to the next file/claim.
7. We Follow Christian Principles
Finally, a short note to my Christian brothers and sisters. Christians like me consider Scriptural references to encourage resolution and to discourage suing your brothers or sisters. (See: 1 Corinthians 6:1 – 20 or Matthew 5:25). Read it in context and ask yourself, is State Farm your “brother”? What about Allstate? These are corporate behemoths calling the shots and playing the odds, just like a Las Vegas bookie. Re-review items five and six above and ask if that is what the Scriptures are talking about. It’s not.
My Final Message to You
It’s not all that simple, folks, but it is all true. There’s a lot more, and I am happy to provide additional resources to help you make sense of it.
Your Priority To-Do List After a Car Crash
Here are four steps that our car accident lawyer recommends you follow after a car accident with injuries.
- Focus on your health and recovery.
- Lawyer up ASAP. We have a case to build and evidence to gather. Police and accident reports are not admissible evidence in your case. As the plaintiff, you have the burden of proving your case. Proving your case means developing evidence, such as speaking to witnesses, photographing scenes and documenting injuries.
- Do not worry about the bills. We will seek forbearance and negotiate any liens or outstanding balances.
- Anticipate the process to take between six to nine months from the date of the accident to an opportunity of settlement. Your healthcare drives the timeline. So calm down and go back to step one.
Additional Information & Downloads
One thing you have to understand, and it is critically important – an at-fault driver is not required to buy insurance to cover your bodily injuries. That doesn’t mean the driver is operating the car illegally. It simply means they didn’t have enough money to purchase insurance to cover the people they hurt. By my estimation, one in four cars on the road doesn’t have enough coverage to sufficiently compensate the average individual or their family for injuries.
Focus on Your UM Coverage
With this in mind, one of the most critical coverages on your automobile policy is what’s called “UM coverage.” UM stands for “uninsured” or “underinsured” motorist coverage. If this is not familiar to you, then definitely check out “How To Buy Insurance,” presented by a car accident lawyer, not a salesman trying to sell you something. This material talks about the fundamental coverages I buy for my family and me.
From soup to nuts, here’s Florida Law if you’re really nerdy like me. Check these out and call me if you want to discuss them.
Calculate the Force in Your Crash
The button to the right is an Excel calculator you can use to gain a good idea of how much force your accident involved. Just enter the speed of the at-fault party’s vehicle, and it will calculate the crash’s approximate impact in terms of its equivalency to stories fallen from a building. It’s a quick, straightforward way to give you an estimate of how hard you were hit.
The Time to Call Our Car Accident Lawyer Is Now
You don’t have an unlimited amount of time to meet with a car accident lawyer. With every case, evidence can deteriorate, and a statute of limitations applies. As soon as you feel well enough to do so, consider reaching out to start working on your case. Call The SOUD Law Firm today at (904) 353-9000 to speak with a knowledgeable team member or submit the online form, and someone will respond to you promptly.